Mission Statement

"Our mission is to create peace of mind and build enduring relationships."

Bob Lancaster Insurance's mission statement is the core of our culture. Our customers always come first, and we strive to provide them with the products and service that best respond to their needs. Building trust and fostering loyal, long-lasting relationships are the essence of who we are and fundamental parts of our company values.

Putting our mission statement to work

Our employees work hard to connect with our customers on a very real and personal level. Find out what Bob Lancaster’s mission means to them and how they carry it out every day.

Bob Lancaster Insurance, serving Florida's insurance needs since 1964. Contact us today at 321-725-1620 - see what we can do for YOU and YOUR BUSINESS!

Wednesday, November 20, 2013

Cheap Sinkhole Repairs Threaten Property Owners

On November 14, 2013, a sinkhole forced more families out of their homes in Dunedin, Florida.

Michael and Janie Dupre’s home was swallowed by a sinkhole early Thursday morning; however, the Dupres were aware of the sinkhole activity and already began remediating the condition before their home collapsed. The Dupres reported their sinkhole loss claim to Citizens Property Insurance Corporation. Citizens’ retained engineering company, HSA Engineers and Scientists, tested the home and confirmed sinkhole activity. HSA provided a grout only stabilization program. The Dupres obtained a second engineering opinion that included underpinning to stabilize the building. The carrier refused to pay for any repair other than the grouting program recommended by HSA.

Just forty-eight hours after the commencement of the grouting program, the Dupres’ home collapsed.
Dunedin Sinkhole
This incident is an opportunity for me to explain "preventative underpinning,” because it could have prevented this potentially tragic event.

Underpinning can be utilized to lift structures to repair structural damage to buildings. Another common use for underpinning is referred to as bypass underpinning. Bypass underpinning is utilized to bypass a problematic shallow soil zone beneath a structure like shallow clay, organics, and/or fill.
Finally, preventative underpinning is also commonly recommended. The purpose of preventative underpinning is to prevent additional damages from occurring to the structure during the grouting process. Why? Because before a property is grouted, long metal poles are drilled deep into the ground around the entire structure potentially aggravating the sinkhole.

Combine weak shallow soil and active raveling from sinkhole activity and you have a serious problem. Under these circumstances, engineers commonly recommend underpinning the structure before grouting is implemented.

This recent sinkhole event is an example of why preventative underpinning is recommended. If the structure was stabilized before the grouting, maybe the Dupres’ would still be safe in their home.

Contact us for all your Insurance needs! (321)725-1620
Bob Lancaster Insurance
Serving Florida since 1964

Tuesday, November 19, 2013

Who insures Santa?

Who insures Santa?
The holidays are quickly approaching - 
think of Bob Lancaster Insurance to insure Santa's representatives and Holiday Events! 

  • Traveling Santas and Elfs
  • Santa Houses
  • Holiday Parties
  • Church Events
  • Christmas Tree Tents
  • School Plays
  • Photo-shoots
  • Characters
  • Special Events 
  • Artists/Crafters
  • Musicians 
  • Photographers

Join Our 'Good' List!

Contact us for all your Insurance needs! (321)725-1620
Bob Lancaster Insurance
Serving Florida since 1964

Monday, November 4, 2013

Surge Protection

Rising sea levels and continued coastal expansion are causing coastal flooding to be a significant hurricane risk.















Contact us for all your Insurance needs! (321)725-1620
Bob Lancaster Insurance
Serving Florida since 1964