Mission Statement

"Our mission is to create peace of mind and build enduring relationships."

Bob Lancaster Insurance's mission statement is the core of our culture. Our customers always come first, and we strive to provide them with the products and service that best respond to their needs. Building trust and fostering loyal, long-lasting relationships are the essence of who we are and fundamental parts of our company values.

Putting our mission statement to work

Our employees work hard to connect with our customers on a very real and personal level. Find out what Bob Lancaster’s mission means to them and how they carry it out every day.

Bob Lancaster Insurance, serving Florida's insurance needs since 1964. Contact us today at 321-725-1620 - see what we can do for YOU and YOUR BUSINESS!

Thursday, January 28, 2016

Keep Your Drone In the Sky – and Out of Trouble

Fly Your Drone Only in Open Areas

5 Tips for Safe Drone Operation

The holidays are over, and Santa’s sleigh is back at the North Pole. That doesn’t mean the skies are empty, however.

Hundreds of thousands, if not a million, drones were likely given as holiday gifts in 2015, according to Federal Aviation Administration (FAA) estimates. That’s a lot of Unmanned Aircraft Systems (the official term) flying around. And, with very real concerns about privacy, liability and legality, there’s the potential for a lot of problems, too.

Whether you or a loved one got a drone over the holidays, or your neighbor got one and you’re curious about regulations, here are five things to keep in mind for responsible flying:
  1. Practice, practice, practice. Don’t start off with a complicated “mission” right out of the gate. Learn how to maneuver your drone in an open field or empty parking lot. And, never use it in crowded areas, such as near stadiums, no matter how skilled a flyer you become.
  2. Obey the FAA. The agency, which regulates aircraft, says drones must be under 55 pounds and remain under 400 feet of altitude. Furthermore, operators must be U.S. citizens of at least 13 years of age. You shouldn’t fly within 5 miles of an airport unless you have permission from the airport and control tower. You’ll also need to register your drone, whether it’s brand new or you’ve been flying it for a while.
  3. Keep it personal. You typically don’t need approval to operate your drone as long as you’re using it recreationally — and following the FAA’s general guidelines. But, if you’re flying your drone for a commercial purpose, such as creating a professional video or taking business photos, you need authorization from the FAA.
  4. Limit your risk. Damage caused by your drone could lead to liability costs and fines, so check your homeowners insurance policy or ask your independent insurance agent to see if you’re covered (not all policies cover hobby and model aircraft). And, if you use your drone commercially, remember that your homeowners policy won’t cover that at all.
  5. Be smart. All it takes to operate a drone safely and responsibly is a little skill and a lot of common sense. So, follow regulations and guidelines, and don’t endanger people or invade their privacy. The same goes for wildlife. Finally, if someone else’s drone is impacting you, try talking to them (or the authorities) before taking drastic measures.
Flying your drone responsibly takes a little more effort, and thought, than simply turning it on and taking off. But, you can still have a lot of fun — and get some cool pictures, most likely — while keeping yourself and those around you safe.

So, have fun up there, but always keep in mind what – and who – is down here.

Contact us for all your Insurance needs! (321)725-1620 
Bob Lancaster Insurance

Serving Florida since 1964

Tuesday, January 26, 2016

Does my Homeowners policy cover valuables like jewelry and art?


While some of these items are covered under your Homeowners insurance policy up to a certain value, your policy may not cover very expensive items or collections.
To ensure you have total protection for your valuables, give us a call so we can talk about them. Then, we can shop the market to find you optional add-on coverage. We’ll work together to ensure I find the policy that provides you with the peace of mind you deserve.  

If you’d like to talk about your valuables and how they’re covered, give us a call at 321-725-1620.
Contact us for all your Insurance needs! (321)725-1620 
Bob Lancaster Insurance
Serving Florida since 1964

Thursday, January 21, 2016

Reminder: Read communications from your insurance carrier

As your insurance agency, we do our best to keep you informed about changes to your policy. In some cases, your insurance carrier may contact you directly. It’s important to read any notices you receive from your carrier immediately as they may contain important information about your policy.

As always, we’re here for you. If you receive a notice from your carrier and have questions or concerns, please contact us at 321-725-1620.

Contact us for all your Insurance needs! (321)725-1620 
Bob Lancaster Insurance
Serving Florida since 1964