It is very likely that either you or a family member has experienced a life changing event in the past year which could result in your current insurance coverage not adequately protecting you and your family. Examples may include a change in residence, purchase of a new vehicle, getting married, having a baby, or starting a new business. Regardless of what has happened in your life, the New Year is a smart time to re-read your insurance policy to determine if any changes in insurance coverage are necessary so that you can cover yourself, your family members, your residence or your business in the event of personal injury or property damage.
A home is often someone’s largest investment and therefore, property insurance coverage is crucial so that the home and any contents are covered in the event of a catastrophe. You will want to make sure that your policy is up to date, and that you are aware of any exclusions to coverage in your particular policy. Many policyholders may find that they are not adequately covered when they have recently renovated their home and have not accounted for such a change in their policy. Depending on where you live, do you want to add sinkhole, flood or earthquake coverage? Perhaps you recently received a holiday gift such as new sports equipment which you need to make sure is covered in your policy.
If you are still recovering from the hustle and bustle of the holiday season and would prefer to delay review of your insurance policy to a later date, consider this: a review of your policy now could save you money! Insurance companies often offer financial incentives/discounts for such things as having a security system installed at your home or if you maintain more than one policy with the same insurance company. Therefore, kickoff the New Year by reviewing your policies!
Contact us for all your Insurance needs! (321)725-1620
Bob Lancaster Insurance
Serving Florida since 1964
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