Mission Statement

"Our mission is to create peace of mind and build enduring relationships."

Bob Lancaster Insurance's mission statement is the core of our culture. Our customers always come first, and we strive to provide them with the products and service that best respond to their needs. Building trust and fostering loyal, long-lasting relationships are the essence of who we are and fundamental parts of our company values.

Putting our mission statement to work

Our employees work hard to connect with our customers on a very real and personal level. Find out what Bob Lancaster’s mission means to them and how they carry it out every day.

Bob Lancaster Insurance, serving Florida's insurance needs since 1964. Contact us today at 321-725-1620 - see what we can do for YOU and YOUR BUSINESS!

Wednesday, October 15, 2014

Work Comp Wednesday - Workers' Comp Coverage Requirements for Non-Construction Sole Proprietors and Partners

Sometimes it is difficult to determine the workers' compensation coverage requirements for sole proprietors and partners who are not engaged in the construction industry. The general rule is that it is the type of work being performed by the business owned by a sole proprietor/partner as well as and the number of employees working for the sole proprietor/partner’s business that determine when workers' comp coverage is required.

Under Florida law, a sole proprietor or partner not involved construction industry who employs three or fewer full or part-time employees is NOT required to have workers' compensation coverage. And in the non-construction industry, the sole proprietor or partner is NOT counted in the employee count. (Non-construction sole proprietors and partners are automatically excluded from workers’ comp coverage; in fact, they have to file an Election of Coverage if they want to be covered under workers’ comp.)

However, if the sole proprietor or partner engages in the construction industry, they are not eligible to file for a workers’ comp exemption, and they, along with any and all of their employees, must be covered by a workers’ comp insurance policy.

To learn more about Florida's workers' compensation requirements, visit the Division of Workers' Compensation's website at www.myfloridacfo.com/division/wc.

Contact us for all your Insurance needs! (321)725-1620
Bob Lancaster Insurance
Serving Florida since 1964

No comments:

Post a Comment