The following tips offer ways of saving premium dollars and reducing losses on your homeowners policy.
Replace washing machine hoses when they show signs of
deterioration. Consider replacing them with stainless steel
hoses, for which your insurer may provide you a discount.
The hoses should also not rub against the wall. In addition,
turn off the washing machine water faucet when the appliance
is not in use to prevent leaks.
If you experience a water leak, make sure it is properly
repaired and promptly remediated, which can include the
removal and replacement of building materials such as
sheetrock. For larger water leaks, a professional who
specializes in remediation should be called in. These
measures will reduce the possibility of hazardous and
expensive mold losses down the road.
Consider an automatic water shut-off system for your
home. This type of system has sensors that detect water
leaks. These sensors then send a wireless signal that
interacts with the shut-off valve to turn off the water to
the home. Some insurers give homeowners insurance discounts
for systems like this.
Maintain your roof in optimal condition. A quality roof
inspection on a periodic basis can identify sections that
need repair and thus prevent water losses. Roofing materials
containing high wind resistance features should be
considered in windstorm-prone areas.
Contact us for all your Insurance needs! (321)725-1620Bob Lancaster InsuranceServing Florida since 1964